If you have the question “Just how to get the freaking cash back out?”, well, in short, you just need to know these two things:

  1. Cash rewards can only be redeemed in twenty-five dollar ($25.00) increments.

  2. Cash rewards may be redeemed either by automatically applying it to a qualified Wells Fargo Checking, Savings, Loan or Line product (“Redemption Account”) or through a statement credit or paper check by calling Customer Service at 1-800-642-4720.

The whole text I found is at https://www.wellsfargo.com/credit_cards/cashback/terms:

The Wells Fargo Cash Back SM Program - Summary of Program Rules and Conditions

Effective: April 2011

  1. In these Rules and Conditions, “You,” “Your,” and “Cardholder” refer to the primary cardholder and/or any co-cardholder (if a joint account - excludes authorized users of the card) on the Wells Fargo® consumer Credit Card account(s), as applicable, (“Account(s)") linked to the Wells Fargo Cash Back SM program (Program). “Wells Fargo,” “We,” “Us,” and “Our” shall mean Wells Fargo Bank, N.A.
  2. Program eligibility, the ability to earn cash rewards, and/or the ability to redeem cash rewards are each restricted to Cardholders whose Account(s) linked to the Program is/are open, current, and not in default or delinquent, as applicable to their Account(s), as of the time of their then-current monthly billing statement date and so long as the Program has not been terminated or canceled pursuant to these Rules and Conditions.
  3. Cardholders will earn a one percent (1%) cash reward for every one dollar ($1.00) in net purchases (purchases minus returns/credits) made on their Credit Card Account, rounded to the nearest one cent ($0.01).
  4. The following purchases/transactions do not earn cash rewards: cash advances of any kind, balance transfers, SUPERCHECKSTM, casino gaming chips, wire transfer, off-track wager, lottery ticket transactions, or bets or wagers transmitted over the Internet. Any interest or fees posted to a linked Account, including but not limited to returned payment fees, late fees, and monthly or annual membership fees do not earn cash rewards.
  5. There are no annual cash reward maximums.
  6. Cash rewards will not expire on this Program.
  7. Changes to this Program: Wells Fargo reserves the right to amend, cancel, or temporarily suspend the Program, in whole or in part, or change any of the Program Rules and Conditions, at any time for any or no reason, including without limitation, in the event of fraud, abuse of Program privileges or violation of the Program Rules and Conditions, as determined in Our sole discretion (examples of Program violations include any attempt to sell, exchange or transfer cash rewards or any instrument exchangeable for cash rewards), without notice to You, which may result in the forfeiture of cash rewards not yet redeemed.
  8. If the Credit Card account is closed or the Program is canceled for any reason or you violate these Rules, membership in the Program is terminated and any cash rewards not yet redeemed are forfeited. You have no property or other legal right in any cash rewards not yet redeemed including, but not limited to, the cash rewards forfeited as a result of account or Program closure or for violation of these rules.
  9. Cash rewards can only be redeemed in twenty-five dollar ($25.00) increments.
  10. Cash rewards may be redeemed either by automatically applying it to a qualified Wells Fargo Checking, Savings, Loan or Line product (“Redemption Account”) or through a statement credit or paper check by calling Customer Service at 1-800-642-4720.
  11. This is only a summary of the Program rules and conditions. Other restrictions and requirements apply. The full Program rules and conditions will be provided upon enrollment.