Since some of my friends talked about finance, I guess now is a good time to bring this up. Mint.com is an online personal finance software. From the website description: “Mint downloads, categorizes, and graphs all of your finances automatically every day— so you don’t have to. Know where you’re spending, without spending any effort.” I remember back in the old days I wrote all my expenses down on my little note book, but those days are gone. Mint can analyze all of your transactions and plot graphs for you in a secure https manner. All of these come to you for free! I am not sure when they will start charging but I would be more than happy to pay for their service. To say the least, it will save you tons of time if you are in the business of taking care of your personal finance.